According to the Reserve Bank of Australia (RBA), approximately 880,000 borrowers with cheap fixed-rate mortgages are facing a ‘mortgage cliff’ when their fixed-rate terms end this year. Having avoided the 11 rate rises imposed over the past year through the RBA lifting its cash rate by 375 basis points to tackle rising inflation, these borrowers […]

In an attempt to address housing affordability for first time buyers, the federal government has expanded the eligibility for the First Home Guarantee, the Regional First Home Buyer Guarantee, and the Family Home Guarantee schemes. While previously the First Home Guarantee and Regional First Home Guarantee schemes were restricted to married and single people, as

With rising interest rates and high inflation, you may need that bit of extra cash to cover some of the spendings you’ve got on your checklist. Your mortgage broker can help you secure small, fast loans, including personal loans, vehicle loans, and renovation loans. Perhaps you need to book a last-minute holiday, upgrade your kitchen

With many bank branches closing around the country, consumers are relying more and more on brokers for advice, particularly when it comes to obtaining a home, business or personal loan. In some parts of Australia, people are travelling more than 500 kilometres to reach their nearest bank, and this lack of personal service is a

Deciding to stop working for someone else and starting your own business can be a challenge, but a highly rewarding one. In many instances you will also need some financial support to establish the business by taking out a small business loan. A finance broker is best placed to navigate you through the necessary processes

With the world open again after the disruptions of the COVID-19 pandemic, more and more Australians are getting the travel bug and planning holidays overseas or in our own beautiful backyard. Some people may have been able to put away savings with travel restricted during the COVID lockdown era and that will help them have

With the days getting shorter and the nights cooler, these are sure signs that winter is coming. How prepared is your home for the colder weather? If there is a great deal of maintenance to be done, a finance broker can assist if you need additional funds for home improvements. Is it time for a

In these times of cost-of-living challenges and higher interest rates for borrowers, many Australians are struggling to make ends meet. People, particularly if they are living beyond their means, can be overwhelmed by their debts and if they are repaying loans they can find themselves missing monthly repayments. This difficult situation can lead to an