With the new financial year looking to be another challenging period of cost-of-living pressures and higher interest rates, a finance broker can show you how to manage your budget more effectively. You will be amazed how much can be saved in a relatively short time. Whether your goal for the 2023-24 financial year is to […]

It never pays to be complacent when it comes to your finances and setting and forgetting your home loan can be costing you money. ‘Should I review my mortgage?’ is a question brokers are often asked, and the short answer is: YES! It’s always important to undergo a financial health check and ensure your home loan

Australians have long been a nation of enthusiastic home renovators, with the COVID-19 pandemic resulting in a boom in home improvements as people unable to travel due to lockdowns spent much more time (and money) in their own backyards. That desire for home renovation still continues and brokers are busy helping people to secure their

Are you one of those who may have failed to meet the strict home loan requirements of the major banks? Don’t worry, you may still find the mortgage solution through a specialist non-bank lender. There are thousands of Australians who are turned away by the traditional lenders. This could be because they are perhaps self-employed

While many of the big banks have announced they will discontinue cashback deals, the mortgage market remains competitive, and a broker remains the avenue for a home loan customer to find a top deal. Cashback deals are where the lender pays a borrower a sum of cash – usually between $2000 and $5000 – when

According to the Reserve Bank of Australia (RBA), approximately 880,000 borrowers with cheap fixed-rate mortgages are facing a ‘mortgage cliff’ when their fixed-rate terms end this year. Having avoided the 11 rate rises imposed over the past year through the RBA lifting its cash rate by 375 basis points to tackle rising inflation, these borrowers

In an attempt to address housing affordability for first time buyers, the federal government has expanded the eligibility for the First Home Guarantee, the Regional First Home Buyer Guarantee, and the Family Home Guarantee schemes. While previously the First Home Guarantee and Regional First Home Guarantee schemes were restricted to married and single people, as

With rising interest rates and high inflation, you may need that bit of extra cash to cover some of the spendings you’ve got on your checklist. Your mortgage broker can help you secure small, fast loans, including personal loans, vehicle loans, and renovation loans. Perhaps you need to book a last-minute holiday, upgrade your kitchen