Looking to invest in property?

If you are a property investor, finding a competitive investment loan is an important part of maximising returns from your investment. It’s important to find a loan that strikes the perfect balance supporting your investment goals while ensuring you’re not biting off more than you can chew.

As an investor, you have the option to choose between a variable rate and a fixed rate home loan. As the name suggests, a fixed rate investment loan means your interest rate will be “locked in” for a fixed period of time, allowing you to maintain the same monthly repayments. A variable rate rises and falls in accordance with the market, providing more flexibility in your repayments. Choosing between a variable rate and a fixed loan rate will depend on your investment strategy, so it’s important to compare the two to distinguish which one will suit you better.

You’ll also need to consider whether you want any extra features attached to your loan, such as an offset account, a redraw facility or the option to make additional repayments. All these features not only provide investors with greater flexibility over their investment loan management, but they can also reduce the amount of interest you pay in the long run.

Get in touch today

How BEMC can help you find the right investment property loan

Between sifting through different rates, fees and loan features, it’s not uncommon for investors to feel overwhelmed when shopping around for investment loans. By partnering with an experienced mortgage broker, you can rest easy knowing you’ll be matched with a loan perfect for your financial needs and goals.

We do all the heavy lifting, from getting to know the kind of loan you’re looking for to reaching out to our network of lenders and getting your application over the line. With the help from our team, you can shop around for a good investment loan from over 50 different lenders, from major banks to credit unions and online lenders.

Our team of mortgage brokers have extensive experience in sourcing and matching clients with some of the most competitive property investment loans on the market. Since we opened our doors in 2015, we’ve developed positive and long-standing relationships with Australian lenders to ensure our clients receive the best deals.

No matter what kind of investment loan you’re looking for, our team is here to help. For more information on investment loans, contact our team today.

Contact the Best Mortgage Rates investment team

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Whether you’re looking to purchase an office, upgrading to a bigger warehouse or looking to purchase an investment, our team can help you find and secure a competitive commercial loan.

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FAQs

What types of loans are available for investment purposes?

Various loan types are available for investment purposes, including conventional investment loans, interest-only loans and portfolio loans. Investors can also use commercial real estate loans for business properties.

Each loan type offers different terms and benefits tailored to meet the diverse requirements of property investors. Given the range of options available for investors, it’s important to work with a professional who can help you find the right loan option for your circumstances.

How does an investment loan differ from a traditional mortgage?

A property investment loan is specifically designed to purchase properties for rental income or capital growth. It often involves higher interest rates and stricter lending criteria. On the other hand, a traditional mortgage is used to buy a primary residence, typically offering lower interest rates and more flexible terms. Investment loans may also include features like interest-only payments, catering to investors’ cash flow needs.

What types of properties can be financed using investment loans?

Investment loans can finance various properties, including residential rental properties, commercial real estate, multifamily units and vacation rentals. They can also be used for mixed-use properties that combine residential and commercial spaces. These loans cater to investors looking to generate rental income or achieve capital growth through property investment.

Looking to invest in property?

If you are a property investor, finding a competitive investment loan is an important part of maximising returns from your investment. It’s important to find a loan that strikes the perfect balance supporting your investment goals while ensuring you’re not biting off more than you can chew.

As an investor, you have the option to choose between a variable rate and a fixed rate home loan. As the name suggests, a fixed rate investment loan means your interest rate will be “locked in” for a fixed period of time, allowing you to maintain the same monthly repayments. A variable rate rises and falls in accordance with the market, providing more flexibility in your repayments. Choosing between a variable rate and a fixed loan rate will depend on your investment strategy, so it’s important to compare the two to distinguish which one will suit you better.

You’ll also need to consider whether you want any extra features attached to your loan, such as an offset account, a redraw facility or the option to make additional repayments. All these features not only provide investors with greater flexibility over their investment loan management, but they can also reduce the amount of interest you pay in the long run.

Get in touch today

How BEMC can help you find the right investment property loan

Between sifting through different rates, fees and loan features, it’s not uncommon for investors to feel overwhelmed when shopping around for investment loans. By partnering with an experienced mortgage broker, you can rest easy knowing you’ll be matched with a loan perfect for your financial needs and goals.

We do all the heavy lifting, from getting to know the kind of loan you’re looking for to reaching out to our network of lenders and getting your application over the line. With the help from our team, you can shop around for a good investment loan from over 50 different lenders, from major banks to credit unions and online lenders.

Our team of mortgage brokers have extensive experience in sourcing and matching clients with some of the most competitive property investment loans on the market. Since we opened our doors in 2015, we’ve developed positive and long-standing relationships with Australian lenders to ensure our clients receive the best deals.

No matter what kind of investment loan you’re looking for, our team is here to help. For more information on investment loans, contact our team today.

Contact Us

Whether you’re looking to purchase an office, upgrading to a bigger warehouse or looking to purchase an investment, our team can help you find and secure a competitive commercial loan.

Speak to a Broker

FAQs

What types of loans are available for investment purposes?

Various loan types are available for investment purposes, including conventional investment loans, interest-only loans and portfolio loans. Investors can also use commercial real estate loans for business properties.

Each loan type offers different terms and benefits tailored to meet the diverse requirements of property investors. Given the range of options available for investors, it’s important to work with a professional who can help you find the right loan option for your circumstances.

How does an investment loan differ from a traditional mortgage?

A property investment loan is specifically designed to purchase properties for rental income or capital growth. It often involves higher interest rates and stricter lending criteria. On the other hand, a traditional mortgage is used to buy a primary residence, typically offering lower interest rates and more flexible terms. Investment loans may also include features like interest-only payments, catering to investors’ cash flow needs.

What types of properties can be financed using investment loans?

Investment loans can finance various properties, including residential rental properties, commercial real estate, multifamily units and vacation rentals. They can also be used for mixed-use properties that combine residential and commercial spaces. These loans cater to investors looking to generate rental income or achieve capital growth through property investment.