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Free Calculators

Financial calculators are invaluable tools for individuals and businesses looking to make smarter, more informed financial decisions. From gearing up to purchase your first home to refinancing and more, Best Mortgage Rates can help you feel more empowered with your financial situation with our extensive range of financial calculators.

Why use financial calculators  

Whether you are planning for retirement, considering a mortgage or managing investments, financial calculators provide precise and instant calculations that simplify complex financial scenarios. At Best Mortgage Rates, we offer a range of calculators designed to help you navigate various financial aspects with ease and confidence. Here are some of the benefits our customers find by using our calculators:
  • Accuracy — Financial calculators provide precise calculations, eliminating the risk of human error in complex computations.
  • Time-saving — Quickly obtain results without the need for manual calculations, saving valuable time.
  • Informed decisions — Make well-informed financial decisions based on accurate data and projections.
  • Financial planning — Aid in long-term financial planning by providing clarity on savings, investments and expenses.

How to use our financial calculators 

Using the Best Mortgage Rates financial calculators is pretty straightforward, but here are three steps to get the best results: 
  1. Input your data — Enter the necessary information such as loan amount, interest rate, investment period or income and expenses.
  2. Adjust variables — Experiment with different scenarios by adjusting variables to see how changes affect your calculations. Whether you’re using our loan repayment calculator or Australian income tax calculator, our financial circumstances periodically change, and it’s important to have insights into how much.
  3. Analyse the results — Review the results to gain insights into your financial situation. Use the information to make informed decisions and plan your finances effectively. 

The types of financial calculators we offer 

At Best Mortgage Rates, we understand how important is to have access to accurate information when making major financial decisions, which is why we offer an extensive range of financial calculators, including:
  • Borrowing power calculator 
  • Loan repayment calculator
  • Comparison rate calculator
  • Extra repayment calculator
  • Home loan offset calculator
  • Australian income tax calculator
  • Mortgage switching calculator
  • Rent vs buy calculator
  • Stamp duty calculator
  • Income annualisation calculator
  • Income gross up calculator
  • Reverse mortgage calculator

Three tips for maximising the use of our financial calculators

At Best Mortgage Rates, we want our clients to see the power of having a clear picture of their finances. They help you budget more efficiently, build a solid savings plan and ensure you maintain financial discipline. To get the most out of our financial calculators, we’ve jotted down our top three tips below:
  • Regular updates — It’s important to remember that our financial circumstances tend to change more often than we think. From salary increases to paying off debt, regularly update your inputs to reflect these changes in your financial situation to ensure the most accurate calculations. 
  • Scenario planning — Use calculators to test different scenarios and their outcomes, helping you prepare for various financial possibilities. While no one wants to think about the worst-case scenario, having an idea of how you plan to handle it financially can make all the difference.
  • Consult professionals While calculators are useful, consulting with financial advisors can provide additional insights and personalised advice. 

Know where you stand financially with Best Mortgage Rates’ financial calculators

At Best Mortgage Rates, we are committed to helping you achieve your financial goals with our comprehensive suite of financial calculators. We’ve kept things simple and easy to follow — the way managing your finances should be. With this newfound knowledge at your fingertips, you’ll be in the best position possible to make the right decision for your financial future.  For more information about our brokerage services, please get in touch with us today.

Customer Calculators

Borrowing Power Calculator
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