Key Takeaways Members of the Institute of Public Accountants often wonder whether the professional home loan concessions widely advertised to accountants actually extend to them, and it is a fair question. With variable rates around the 6% mark and a waiver of Lenders Mortgage Insurance potentially worth tens of thousands, the answer matters financially. The […]

Key Takeaways For chartered accountants, the profession carries an advantage in the mortgage market that is easy to overlook until it matters. With variable rates around the 6% mark and the cost of saving a full deposit climbing, the concessions available to chartered accountants, principally a waiver of Lenders Mortgage Insurance, can change both the

Key Takeaways Holding a Certified Practising Accountant designation does more than mark professional standing; in the mortgage market it can unlock concessions that materially reduce the cost of buying a home. With variable rates around the 6% mark and deposits taking years to save, the benefits available to CPA members, chiefly a waiver of Lenders

Key Takeaways For accountants building a property portfolio, the deposit is often the constraint that decides how fast they can grow, and tying up 20% in every purchase slows that down considerably. With variable rates around the 6% mark and prices still firm, the ability to buy an investment property with less than a full

Key Takeaways For first home buyers, saving a 20% deposit can take years, and in a market where variable rates sit around the 6% mark and prices keep moving, those years can be costly. Accountants are in a better position than most, because the profession opens up low-deposit paths that other first home buyers cannot

Key Takeaways Accountants are comfortable with numbers, so it makes sense to want a figure for what a Lenders Mortgage Insurance waiver could actually save before committing to a purchase. With variable rates around the 6% mark and the premium often running into tens of thousands of dollars, a reasonable estimate helps you plan your

Key Takeaways Beyond the headline interest rate, the way a home loan is packaged can make a real difference to what an accountant pays over time, and the professional concessions available to the profession add another layer worth understanding. With variable rates around the 6% mark, the combination of a package rate discount, an annual

Key Takeaways Many accountants who bought with a smaller deposit paid Lenders Mortgage Insurance at the time, and a common question later is whether refinancing can remove that cost or avoid paying it again. With variable rates around the 6% mark and many borrowers reviewing their loans, the refinance question is timely, but the answer