8 June 2026

Key Takeaways Saving a 20% deposit is the single biggest hurdle most buyers face, and in a market where variable rates sit around the 6% mark and property prices remain high, the years spent saving can cost as much as the deposit itself. For accountants, there is often a way to buy with half that […]

Key Takeaways For accountants, a home loan without Lenders Mortgage Insurance is one of the most valuable concessions the profession can access, removing a premium that can run into tens of thousands of dollars. With variable rates around the 6% mark and lenders assessing every application at the actual rate plus 3 percentage points, keeping

Key Takeaways Lenders Mortgage Insurance is one of the largest upfront costs of buying with a smaller deposit, often running into tens of thousands of dollars, and for many buyers it is unavoidable. For accountants, though, it frequently is not. With variable rates around the 6% mark and lenders assessing every application at the actual

Key Takeaways Plenty of accountants approach a home loan with a head full of half-truths, some of which cost them money and others of which set them up for disappointment. The profession’s concessions are real, but the assumptions that swirl around them are often wrong, and acting on a myth can mean a missed waiver,

Key Takeaways Accountants often have a lot of specific questions when it comes to their own home loans, and for good reason: the profession qualifies for concessions most borrowers never see, but the rules around them are easy to misunderstand. With variable rates around the 6% mark and lenders assessing every application at the actual

Key Takeaways The concessions accountants enjoy on home loans all trace back to something most borrowers never see: a lender’s professional lending policy. Understanding how that policy actually works, how it is applied, who handles it, and what triggers it, is what separates borrowers who capture the advantage from those who miss it. With variable

Key Takeaways A healthy income feels like it should make borrowing easy, and for accountants, who often earn well and manage money carefully, a knockback or a lower-than-expected approval can come as a genuine surprise. With variable rates around the 6% mark and lenders assessing every application at the actual rate plus 3 percentage points,

Key Takeaways It seems reasonable to assume that being good with money makes getting a home loan straightforward, and for accountants, who understand finance better than almost any borrower, that assumption feels especially safe. Yet it does not always hold. With variable rates around the 6% mark and lenders assessing every application at the actual