8 June 2026

Key Takeaways With borrowing capacity under pressure from higher interest rates, serviceability buffers and stricter lender assessments, many accountants are looking for every possible advantage when applying for a home loan. Professional memberships such as CA ANZ, CPA Australia and IPA are often associated with exclusive lending benefits, but many borrowers are unsure whether their […]

Key Takeaways With property prices remaining elevated across many Australian markets and lenders continuing to apply strict serviceability assessments, even high-income professionals are paying closer attention to how they structure their home loan applications. For accountants, understanding whether professional qualifications can unlock additional lending benefits may help reduce upfront costs, improve borrowing capacity, or create

Key Takeaways Members of the Institute of Public Accountants often wonder whether the professional home loan concessions widely advertised to accountants actually extend to them, and it is a fair question. With variable rates around the 6% mark and a waiver of Lenders Mortgage Insurance potentially worth tens of thousands, the answer matters financially. The

Key Takeaways For chartered accountants, the profession carries an advantage in the mortgage market that is easy to overlook until it matters. With variable rates around the 6% mark and the cost of saving a full deposit climbing, the concessions available to chartered accountants, principally a waiver of Lenders Mortgage Insurance, can change both the

Key Takeaways Holding a Certified Practising Accountant designation does more than mark professional standing; in the mortgage market it can unlock concessions that materially reduce the cost of buying a home. With variable rates around the 6% mark and deposits taking years to save, the benefits available to CPA members, chiefly a waiver of Lenders

Key Takeaways For accountants building a property portfolio, the deposit is often the constraint that decides how fast they can grow, and tying up 20% in every purchase slows that down considerably. With variable rates around the 6% mark and prices still firm, the ability to buy an investment property with less than a full

Key Takeaways For first home buyers, saving a 20% deposit can take years, and in a market where variable rates sit around the 6% mark and prices keep moving, those years can be costly. Accountants are in a better position than most, because the profession opens up low-deposit paths that other first home buyers cannot

Key Takeaways Accountants are comfortable with numbers, so it makes sense to want a figure for what a Lenders Mortgage Insurance waiver could actually save before committing to a purchase. With variable rates around the 6% mark and the premium often running into tens of thousands of dollars, a reasonable estimate helps you plan your