Since the COVID-19 outbreak, a commonly Googled question is: Should I buy a house during a pandemic? With falling property prices, low-interest rates and declining competition, there seems to be a ripe opportunity for potential buyers in the market. However, there is still plenty of market uncertainty and speculation

If you’re looking to buy a home and take out a mortgage, it is a good idea to enlist the help of a mortgage broker. Mortgage brokers have years of industry experience and connections they can utilise to find the home loan that suits your needs and their services are

2020 was an unpredictable year for everyone, with businesses worried about how to deal with and simultaneously recover from the aftermath of the pandemic. As many had worked towards 2021 afraid to make any plans, more than 65% of small and medium businesses are worried about the lack of

Mortgages are massive commitments that can be stressful even if you are meeting your monthly repayments with ease. This doubles when you’re struggling for cash and trying to keep up with your loan repayments without the money to do so. However, if you’re struggling to pay off your home loan,

Just coming up with a deposit for your mortgage can often be such a big task you can forget about the other initial costs of purchasing a home. Costs such as stamp duty, insurance and moving fees are all costs which you will need to pay at the start of

Your credit score or credit rating is a number assigned to you that is a measure of how good of a reputation you have as a borrower. The credit score condenses all of the information and factors found on your credit report into a single easy to understand number. This

Buying a home can often be a long drawn out process, where you can sometimes come up empty-handed in the end. A pre-approved home loan can help streamline this lengthy process and protect you from losing out on your dream home. A home loan pre-approval is a prior agreement with

If you’re looking for a home loan there are limitless options available to you in terms of lender, structure & requirements. One of the most important ways in which home loans vary is in the repayments. There are three main types of repayment options for home loans; fixed, variable and