Whether you’re a first home buyer or property investor, you need to understand what borrowing capacity is, and why it is so important. Borrowing capacity is basically the amount of money that a lender will loan to you to buy a property. It is crucial that as a buyer, you

Acquiring a home loan can be quite difficult, especially for those self-employed. Instead, many lenders are looking to see a stable employment record. As a self-employed individual applying for a home loan, you’ll need to provide tax returns and letters from your accountant to meet most lenders’ expectations. Furthermore, these

Financing your next car may seem like a daunting task, only second to buying a house. To successfully meet your vehicle financing goals, you need to consider what options are available, the requirements and how much it’s going to cost. In saying this, keep reading to find the different ways

According to ANZ Bank, property prices are expected to rise by 17% in 2021 and mortgage rates are also set to increase much sooner than expected. The Reserve Bank has clarified that the official cash rate isn’t likely to increase for a few years, but experts believe that fixed mortgage

Whilst it’s possible yet difficult to save your way to a property deposit, it’s almost impossible to save your way to a comfortable retirement.​ If you attempt to save a lump sum for an outright property purchase, you might only buy one or if you’re lucky two homes

When was the last time you reviewed your mortgage? Shopping around can help you increase your savings or shorten your mortgage term, and you can even consider switching between a fixed or variable rate depending on what the lenders are offering you. Although you should look to review

When you think of a health check, you typically picture going to the doctor. But what about the health of your finances?​ It’s time to ask some important questions about the health of your home loan and assess

Whether you’re a new or a seasoned investor, you’ve probably heard of the saying “don’t keep all your eggs in one basket” or this case don’t put all your money into one venture! It’s highly recommended to diversify your portfolio to reduce your risk. Diversification is an investment strategy that