About Best Mortgage Rates

Best Mortgage Rates has been established since 2015. Learn more about our history and services below.

About Us Client Testimonials Frequently Asked Questions

About Us

Best Mortgage Rates has been established since 2015 to provide loan solutions to our clients, from first home buyers to sophisticated investors.

Best Mortgage Rates goal is to help clients save money on their mortgage and pay off their home loans faster. With access to over 50 lenders, we can offer you more loan options than just one bank.

Our services are included Refinancing, First Home Loan, Investment Loan, Commercial Loan, Vehicle and Asset Finance and Personal Loan.

Exceptional Service

He is a very patient person, respects everyone and always available no matter what time of the day. His application process is the simplest. No lengthy paperwork to fill out. Everything is done online and without any stress. His reply is very prompt. He makes the impossible, possible. Peter was able to get me the best interest rate. I’m so so thankful for your professionalism and effort to organise my refinance. It was the most smooth process for me and I’m glad I went with you. Thank you, Peter.

Sashi C

Smooth Process

I have no hesitation in highly recommending Peter. The process was very smooth and easy. Most documentation handling was done online. Peter is very responsive and helpful, answers questions promptly. Most of all he got me the best rates available in the market thus helping me to save a lot when I refinanced my loans. He also got me a decent rebate from the bank. I will not think twice about referring Peter to all my friends.

Thank you Peter for a fantastic deal you got for us.

Mayuran W

Best Broker

We do highly recommend Peter Ly. We have no problems in our loan application. He will find you the best deal in the market. He will guide you thoroughly until your loan is approved. He is so accommodating, diligent and gives follow up all the time. The application and submission of documents are online thus very smooth and paperless. He is transparent and reliable.. I will for sure recommend him to my friends, colleagues and families.

Thank you very much Peter. You have done a great job… Keep it up

Frances Joy A

Great Service

Thank you Peter for arranging my refinance. I highly recommend Peter’s service if you are in the market for a new loan or refinancing. He is very professional. Always very prompt in replies. We were always kept informed of the progress. We are very pleased with the results.

Ellyas J

We bought our first home!

Peter Ly recently helped conclude home loan for my first home where he managed to obtain higher capacity at very competitive rates. Moreover, I found Peter to be very approachable person, something I needed as first home buyer. Hence I would have no hesitation recommending his services to prospective customers.

Usman A

Best Loan Deal!

Let me start by saying that Peter is a very patient and courteous person. He treats his client as an individual with the utmost respect. Peter will respond to all your queries and address your concerns in a timely manner.

When it comes to getting the best deals for finance, Peter has great relationships with various lenders and will recommend the most suitable product taking into consideration your personal circumstance. These attributes are certainly what you want in a broker. I have no hesitation recommending Peter to family and friends. Thank you Peter.

Manny Y

Efficient Service

Thank you Peter for your efficient services, for your patience and working hard to ensure I got refinanced at the best rates. Thanks for addressing all my queries and concerns in a timely, professional manner. I definitely recommend you to anyone looking to buying their first home or refinancing.

Michelle H

Professional & extremely helpful

Peter has been professional and extremely helpful with assisting us with our refinancing our home loan. It was a pleasure working with him he made the whole refinance process very easy. He is honest, helpful and very efficient. Kept us informed right through the process. More than all he helped us save money. I would certainly recommend Peter to anyone who wants to refinance or buy their first home. Thanks Peter.

Navan S

Home Loan Refinancing

Peter has been great help for us with our home loan refinancing and I am most grateful for the prompt and professional manner in which he has dealt with our application process. I really appreciate your help, and wish to assure that I would certainly recommend Peter fo anyone who wants refinance or secure a home loans.

Thanks Peter

GoVin G

Frequently Asked Questions

Did you know that over 50% of all loans written in Australia are provided through mortgage brokers? This can be quite a surprising statistic, however once you understand the service a mortgage broker provides, it’s perhaps more surprising that the percentage isn’t higher! So, what exactly does a mortgage broker do?

Assess Your Situation

Understanding your current financial situation is the most important step in the lending process. In order to do so, it’s important that the right questions are asked early on so that the application process is a smooth and timely as possible. It is also vital in ensuring you don’t overreach yourself by borrowing too much, and placing undue stress upon yourself and your finances.

Compare Your Loan Options

With access to over 50 lenders, we select from hundreds of different loan options to find you those that are ideal for your situation. Not only does this save you the time and effort of approaching the lenders yourself, but you can take comfort in the fact that we know what to look for when speaking to the lenders.

We manage the paperwork for you

Once a loan has been selected, we begin the application process while you sit back and relax. We ensure it is as smooth as possible by undertaking the majority of paperwork ourselves. We liaise with you to compile the necessary documentation, before packaging it up and sending it through to the lender. Once approved, we will see it all the way through to settlement and beyond!

Its a Free Service

This may seem like a trick, but it’s not. Our service is completely free to the customer. In fact, it is the lenders who pay us through commission, as a mortgage broker saves them from having to market their loan product themselves. It’s a win-win situation.

If you’d like to know more about how we can help freshen up your finances and provide you with a tailor made solution to suit your needs, please contact us today. We will explain what we can offer you and how we can help you with your loan.