Can Accountants Get a Home Loan with One Year of Financials?

Peter Ly | June 30, 2026 | No Comments

Key Takeaways Many accountants who have recently started their own practice, or whose business had a standout most recent year, run into the same wall: most lenders want two years of financials, and only one is available or only one tells the real story…

Common Self-Employed Add-Backs Accountants Should Know

Peter Ly | June 25, 2026 | No Comments

Key Takeaways For a self-employed accountant, add-backs are often the difference between a borrowing capacity that reflects your tax return and one that reflects your real earnings…

Can Retained Business Earnings Help an Accountant Borrow More?

Peter Ly | June 20, 2026 | No Comments

Key Takeaways Accountants who run a company often leave profit in the business rather than paying it all out, a sensible move when the corporate tax rate sits below their personal marginal rate…

How Banks Treat Director Wages, Dividends and Distributions

Peter Ly | June 15, 2026 | No Comments

Key Takeaways Accountants who run income through a company usually draw a combination of director wages, dividends, trust distributions, and sometimes loans from the business…

Can Accountants Use Trust Income for a Home Loan?

Peter Ly | June 10, 2026 | No Comments

Key Takeaways Plenty of accountants run income through a family or discretionary trust, distributing to a spouse or adult children to manage tax efficiently…